With the Palladium® Multi-Year Guarantee Annuity, you could be building retirement income and tax-deferred growth with a guaranteed
4.95%* rate of return.
*Rate is as of 11/01/25 and is subject to change. Policy Form Series MYG24; MYGNQ(NY); MYGPQ(NY); AI20 (Forms may vary by state). CA Form: MYG16(04). Withdrawals may be subject to Federal/State income tax and, if taken prior to age 59½, an additional 10% IRS penalty may apply. Neither the Company nor its agents and representatives can provide tax, legal or accounting advice. Client should consult their own attorney or tax advisor about their specific circumstances. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, New York. Each company has financial responsibility only for the products and services it issues. Not a deposit. Not FDIC insured. May lose value. A MYG Annuity offers a guaranteed interest rate that includes the opportunity to earn additional interest credit based on the amount you contribute. This rate is based on a premium amount of $250k or more. A premium amount of $100k-$249,999 would be credited 0.15% less than the rate shown. A premium amount of less than $100,000 would be credited 0.25% less than the rate shown.
Compare our Annuity Products
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Fixed Deferred Annuity
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Index Deferred Annuity
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Single Premium Fixed Indexed Annuity
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Single Premium Immediate Annuity
Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning.
Mirroring the structure and benefits of our base Palladium® MYG product, this streamlined version—without the 10% annual free withdrawal feature—is ideal for clients who don't need immediate access to their funds and are looking to benefit from higher interest rates.
Protect your principal, while still allowing your money to participate in whatever upside the market may bring.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
*The performance of the index cannot be predicted over any given period of time. Past history is no guarantee of future performance.
Form Series: FPIA19, LIR19, IA13(NY)
Give your funds a head start from day one. The Smart Start Accumulator Series is designed to offer optimal blends of potential accumulation growth and protection.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: FIA25; ICC25
Offering growth and protection with a managed S&P 500® index, four crediting strategies for interest potential, and guaranteed index rates from the start.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: RCA24
From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income for life.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: SPIA22, ANY-NSPA
Fixed Deferred Annuity
Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning.
Mirroring the structure and benefits of our base Palladium® MYG product, this streamlined version—without the 10% annual free withdrawal feature—is ideal for clients who don't need immediate access to their funds and are looking to benefit from higher interest rates.
Index Deferred Annuity
Protect your principal, while still allowing your money to participate in whatever upside the market may bring.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
*The performance of the index cannot be predicted over any given period of time. Past history is no guarantee of future performance.
Form Series: FPIA19, LIR19, IA13(NY)
Single Premium Fixed Indexed Annuity
Give your funds a head start from day one. The Smart Start Accumulator Series is designed to offer optimal blends of potential accumulation growth and protection.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: FIA25; ICC25
Offering growth and protection with a managed S&P 500® index, four crediting strategies for interest potential, and guaranteed index rates from the start.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: RCA24
Single Premium Immediate Annuity
From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income for life.
Call to Apply Now
(866) 612-6976
Monday - Friday
8:00 a.m. - 4:30 p.m. CST
Form Series: SPIA22, ANY-NSPA
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American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, headquartered in Springfield, Missouri, and affiliates. In New York, business is written through United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York or Argonaut Insurance Company, headquartered in Chicago, Illinois. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.
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