Pension Risk Transfer Solutions

Group annuities are a proven and effective risk management solution that meet the needs of both plan sponsors and plan participants. American National’s annuity solutions expertise helps plan sponsors eliminate pension risk while securing participant benefits.

Why De-Risk
 

woman and man enjoying coffee in their kitchen at home

Our Options


American National provides DB pension plan sponsors with tailored group annuity solutions for meeting their pension obligations while strategically reducing—or removing—the balance sheet risk associated with their plans. Options include:

One of America's Best Insurance Companies

We’re dedicated to strong financial stability and growth to operate responsibly and fairly for everyone – from you, to our employees, to our business partners. These ratings1 are provided to you so that you can make a comparison of American National insurance companies to other companies.

American National Insurance Company Ratings
A.M. Best

Au

2

Fitch

A

3

S&P

A

4

1) These ratings are provided to you so that you can make a comparison of American National Insurance Company to other companies. Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on each rating agency’s quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer’s current or future ability to meet its contractual obligations. Although the formal rating process typically occurs once a year, rating modifications can be made at any time.

2) A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.

The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.”

Best's Ratings are under continuous review and subject to change and/or affirmation. For the latest Best's Credit Rating, access www.ambest.com. A.M Best’s active company rating scale ranges from A++ (Superior) to D (Poor).

3) Please see the Fitch Ratings website for more information on credit rating categories.

4) Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit ratings to the world's financial markets. For more information on Standard & Poor's rating of American National Insurance Company and related operating companies, view the ratings report above.

Standard & Poor’s active company rating scale ranges from AAA (Extremely Strong) to CC (Extremely Weak). Plus (+) or minus (-) modifiers show the relative standing within the categories from AA to CCC.

Get to Know Us

 

Has your pension benefit been transferred to American National?