Because playing it safe isn’t always the best choice, investing in a variable deferred annuity may be part of your retirement plans. Variable deferred annuities are long-term annuities which accumulate tax-deferred retirement assets. Gains or losses in value are based on the performance of sub-accounts that invest in underlying funds.
A variable annuity offers features, including market participation through a variety of investment options; tax-deferred growth opportunities; and access to annuity value.
Investors are advised to consider the investment objectives, risks, and charges and expenses of the investment carefully before investing. Both the product prospectus and the underlying portfolio prospectuses contain this and other information about the product and underlying portfolios. They should be read carefully before investing. To obtain a free prospectus, call American National Insurance Company toll-free at 1-800-306-2959.