There can be times when your primary health insurance simply doesn’t provide enough of the coverage you need in the specific areas you want. That’s why American National offers supplemental health insurance. Supplemental health insurance policies, when purchased in addition to your primary health insurance, can help alleviate the burden of unforeseen out-of-pocket medical and non-medical expenses not covered by your primary insurance. They pay a cash benefit to the insured or to the person designated by the insured.
Supplemental health insurance offered includes:
Accidental Death and Dismemberment - pays a cash benefit when you sustain bodily injuries, such as the loss of a limb or eyesight, or lose your life through external or accidental means. Statistics show that every year accidents claim thousands of lives and the cost of accident-related expenses can range in the billions.
Supplemental Cancer - disease specific insurance designed to help offset the cost of certain expenses not covered under your major medical insurance plan. Each year cancer affects the lives of more and more people and the figures are staggering. As the number of people afflicted with cancer continues to rise, so does the cost of care and treatment for the disease.
Hospital Indemnity - designed to assist with certain medical expenses and supplement many of the additional hospital expenses not covered by your primary health insurance such as coinsurance, deductibles, private room charges, in-room TV, expenses for travel and lodging, childcare, cell phones and other incidental expenditures.
Not all products are available in all locations.