Unexpected life events don’t have to create financial hardship for the ones you love. Long-term financial instruments such as whole life insurance offer a dependable way for you keep your loved ones financially secure even after you’ve gone.
When you choose one of American National’s whole life insurance policies, you’re choosing a lifetime of protection. Our whole life products provide guaranteed benefits for your loved ones after you’re gone, as long as the premiums are paid in a timely manner.
Features of whole life insurance include:
Fixed premium – Budgeting is easy with a consistent premium payment.
Accumulation of a cash value – Cash value accumulates over time, and some policies may allow you to borrow against it.
Fixed benefit – You can choose the amount you leave to loved ones, and rest easy knowing that’s what they’ll get.
Locate a life insurance policy
Sometimes life insurance policyholders forget to tell beneficiaries about their policies. If you think you are a named beneficiary on a deceased loved one’s life insurance policy, the National Association of Insurance Commissioners can help. Use the NAIC life insurance policy locator to get started.
Once requested, the NAIC will:
· Ask participating companies to search their records
· Ask those companies to reach out to you. But, you must be the designated beneficiary or authorized to receive information.
Visit the NAIC’s list of Frequently Asked Questions if you have any other questions.