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Horse Insurance

Equine Owners Insurance

Our equine owners insurance was created for horse enthusiasts


Whether you simply ride for recreation or race, breed or show them – there’s a unique level of enthusiasm, loyalty and pride among the people who own horses. American National understands that commitment.  Our equine insurance helps address the inherent risks involved with owning horses. It’s flexible enough to provide property and liability coverage for operations of various sizes and scopes, yet can be tailored for your specific interest.

General coverage options


  • Horse-related activities and participants at shows, exhibitions and events
  • Riding instruction
  • Boarding
  • Hay and sleigh rides
  • Carriage and buggy rides


  • Residences and household contents
  • Farm products and supplies
  • Barns
  • Tack
  • Hay and grain
  • Farm machinery

Choose your enhancements

Our equine-package policy enhancements allows you to select additional coverages that can include protection for valuable papers, records and computer equipment to non-owned tack, golf carts and liability coverage for horse show judges and more. You can also choose coverage for other people’s horses that are in your care whether for training, showing or boarding.