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Classic Car Insurance

Classic Car Insurance

Enthusiasm is contagious

Choosing the right collector car insurance is critical. That's why American National provides clients with reliable, consistent service. We have firsthand knowledge of the concerns collector car and truck owners face and we've created a policy with the coverage and enhancements you need to protect your valuable investment.

Your local agent can help you make a well-informed decision about your classic car insurance. They will work to help you feel confident you are getting the best protection for your collector vehicle and everything else you care about most.

Agreed Value Coverage

If your vehicle is declared a total loss in a covered accident, we will pay you the vehicle’s insured value with no depreciation (minus your deductible).

Generous Annual Mileage

Our policy allows you to drive up to 10,000 miles annually. An unlimited annual mileage option is available for owners that drive their collector car more than 10,000 miles per year.

Roadside Service and Flatbed Towing Option

Whether you have a mechanical breakdown, run out of gas or lock your keys in your vehicle, our optional Emergency Roadside Assistance endorsement with flatbed towing (when available) could help you 24 hours a day, seven days a week.

Repair Facility Choice

You have the freedom to decide which repair facility will fix your vehicle if it’s damaged in a covered accident.

Spare Parts Coverage

If you own spare parts for your insured collector vehicle, and they are damaged or destroyed by a covered loss, we will give you up to $1,000 to replace them.

Common Cause of Loss Deductible

If both your vehicle and your home are insured with us, our Common Cause of Loss Deductible only requires you to pay one deductible if your car and home are damaged or destroyed in a single event.

Fresh Start Discount®

If you apply for an auto policy with us before your current one expires, we’ll reward you with a discount on your first six months of coverage. Learn more about the Fresh Start Discount®.

Three Line Discount

When you insure your vehicle, home and life with us, you’ll save additional money on your qualifying auto and home premiums.

Collector’s Discount

Your discount increases with the number of qualifying collector vehicles on your account, all the way up to 85%. More than one vehicle must have liability coverage. The more cars or trucks you insure with us, the greater the discount you’ll receive.

Reach out to an agent today to learn more about the benefits of American National collector car insurance and to get a free quote.

Go Paperless

Go Paperless1 with your Collector Car policy documents today and avoid more paper cluttering up your life.

When you enroll in paperless you’ll be able to access your policy documents online whenever and wherever you need them.

Going paperless with your policy is easy, log into your account and look for the ‘Paperless Enrollment’ link (you may need to register if you haven’t already). To learn more about going paperless with your American National policy visit our Paperless FAQ page.

1Not available in CT, MA, ME, NH, NJ, RI, VT or NY