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Company Ratings

We’re dedicated to strong financial stability and growth to operate responsibly and fairly for everyone – from you, to our employees, to our business partners. These ratings¹ are provided to you so that you can make a comparison of American National insurance companies to other companies.

A.M. Best's Rating²

Life Company Name	Rating
American National Insurance Company	A
American National Life Insurance Company of New York	A
American National Life Insurance Company of Texas	A
Standard Life and Accident Insurance Company	A

Click here to view the AM Best report

Property and Casualty Company Name	Rating
American National Property And Casualty Company	A
American National General Insurance Company	A
ANPAC Louisiana Insurance Company	A
American National Lloyds Insurance Company	A
Pacific Property And Casualty Company	A
American National County Mutual Insurance Company	A
Farm Family Casualty Insurance Company	A
United Farm Family Insurance Company	A

Click here to view the AM Best report

Click here to view the AM Best Press Release

Fitch Rating³

Life Company Name	Rating
American National Insurance Company	Insurer Financial Strength - A
American National Life Insurance Company of New York	Insurer Financial Strength - A
American National Group Inc.	Long-Term Insurer Default Rating - BBB+

Click here to view the Fitch report

Standard & Poor's Rating⁴

Life Company Name	Rating
American National Insurance Company	A
American National Life Insurance Company of New York	A

Click here to view the full S&P Report

Learn more about the American National subsidiaries

Ratings Disclaimers_copy

1) These ratings are provided to you so that you can make a comparison of American National Insurance Company to other companies. Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on each rating agency’s quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer’s current or future ability to meet its contractual obligations. Although the formal rating process typically occurs once a year, rating modifications can be made at any time.

2) A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.

The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.”

Best's Ratings are under continuous review and subject to change and/or affirmation. For the latest Best's Credit Rating, access www.ambest.com.

A.M Best’s active company rating scale ranges from A++ (Superior) to D (Poor).

3) Please see the Fitch Ratings website for more information on credit rating categories.

4) Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit ratings to the world's financial markets. For more information on Standard & Poor's rating of American National Insurance Company and related operating companies, view the ratings report above.

Standard & Poor’s active company rating scale ranges from AAA (Extremely Strong) to CC (Extremely Weak). Plus (+) or minus (-) modifiers show the relative standing within the categories from AA to CCC.

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American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

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The statutory financial information of American National Insurance Company available through the links above has been determined in accordance with statutory accounting practices (SAP) prescribed or permitted by the Texas Department of Insurance. The statutory financial statements were prepared in conformity with SAP, the principles of which differ in certain significant respects from accounting principles generally accepted in the United States of America (GAAP). While not a substitute for GAAP, statutory information is used by industry analysts and reporting sources to compare the performance of insurance companies.

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The statutory financial information of American National Insurance Company available through the links above has been determined in accordance with statutory accounting practices (SAP) prescribed or permitted by the Texas Department of Insurance. The statutory financial statements were prepared in conformity with SAP, the principles of which differ in certain significant respects from accounting principles generally accepted in the United States of America (GAAP). While not a substitute for GAAP, statutory information is used by industry analysts and reporting sources to compare the performance of insurance companies.

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