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    Property Types
    Permanent & Construction Debt
    Real Estate & Joint Venture Equity

    Mortgage Loan & Real Estate

    American National offers more than insurance. We deploy capital into debt and equity investments through mortgage loans, joint venture equity and wholly owned assets on commercial real estate across the United States.

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    Not just clients, but partners

    The Mortgage Loan and Real Estate Investments team provides an array of commercial financing options and partnerships through unique deal structures to suit both the needs of the client and the company's investment strategy. We utilize our most valuable resources — our correspondent network and mortgage banking relationships — to source transactions and opportunities.

    American National's combined mortgage loan and real estate portfolio has grown to over $7 billion. The portfolio is diversified through a broad array of property types and geographic locations with loan sizes ranging from $2 million up to $65 million.

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    Property Types

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    Property Types

    We offer financing options for the following property types:


    1. Industrial
    2. Office
    3. Medical Office
    4. Anchored Retail
    5. Apartments
    6. Hotels (Major Flags)
    7. Specialty (Parking Garages, Parking Lots, Self Storage)

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    Permanent and Construction Debt

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    Permanent & Construction Debt

    Our lending strategy provides the flexibility to structure loan terms based on the unique nature of each deal.

    American National provides financing options on commercial assets nationwide:


    Permanent Debt

    From $2 million to $65 million with a max loan-to value of 75%. The choice has flexible prepay options and a fixed rate (locked at commitment) at 5-, 7-, and 10-year terms.

    Construction / Permanent Debt

    From $10 million to $65 million with a max loan-to value of 75%. This choice has flexible prepay options and a fixed rate for 5-, 7-, and 10-year terms (plus a 12-24-month construction period).

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    Real Estate_Joint Venture Equity

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    Real Estate & Joint Venture Equity

    Know you're making the right business decisions with our team of trained real estate professionals and partnerships with developers across the country.

    Backed by experience:

    1. Real Estate - We provide full-service investment management — from acquisition to disposition — on a variety of products with cash-yielding assets.
    2. Joint Venture Equity - Get access to a one-stop-shop for financing needs by providing both debt and equity to capitalize on a deal.

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    MLRE Find Agent

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    Investing in the communities we serve

    Whether you're looking for a loan, need a partner or just have a big idea, we're happy to lend our expertise. Contact us at 281-538-4800.

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    Footer Navigation

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    Information

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    Footer Disclaimer

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    American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. The parent company, American National Insurance Company, was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

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    Copyright© 2019 American National Insurance Company, Galveston, Texas. All rights reserved.


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