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Annuities | American National
Fixed Deferred Annuity
Single Premium Immediate Annuity
Index Deferred Annuity

Annuities

An annuity can provide supplemental retirement income. Protect your quality of life with an income stream you can count on in your golden years.

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We can help find an insurance policy that fits you.

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Find insurance coverage options for every stage of life.

VIEW PRODUCTS
FIND AN AGENT | >

We can help find an insurance policy that fits you.

 FIND AN AGENT
VIEW PRODUCTS | >

Find insurance coverage options for every stage of life.

VIEW PRODUCTS
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Annuities Centered

Choice is a good thing

We offer many different types of annuities to suit a variety of needs and situations.
How you would like to supplement your retirement savings is up to you.

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Fixed Deferred Annuity

Fixed Deferred Annuity

Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning.


  1. Tax Deferred Growth - Allow your initial investment to grow tax-free, then only pay taxes on income you actually receive
  2. Fixed Rate of Return - Have peace of mind and eliminate market uncertainty knowing exactly what your money is earning
  3. Access Your Money - Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges
  4. Optional Benefit Rider - Choose the optional Lifetime Income Rider to guarantee you never outlive your income. Receive guaranteed income for life even when your annuity value is zero.

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Single Premium Immediate Annuity

Single Premium Immediate Annuity

From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income. 

  1. Keep More Of What You Make - Spreading your income over a number of years may make your tax liability more manageable
  2. Predictability - Structure your payments by choosing the amount you want to receive and for how long
  3. Access Your Funds - If you unexpectedly need cash, there are options that may help suit your needs (subject to taxes and surrender charges)

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Index Deferred Annuity

Index Deferred Annuity

Protect your principal, while still allowing your money to participate in whatever upside the market may bring.

*The performance of the index cannot be predicted over any give period of time. Past history is no guarantee of future performance.


Lower Your Risk

Your Investment performance will be tied to an index, giving it upside potential, while avoiding losses during negative economic years

Tax Deferred Growth

Avoid taxes eating into your earnings and only pay them when you actually receive the money

Early Access Options

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges

Optional Benefit Rider

The optional Lifetime Income Rider provides an income stream that is guaranteed for life, even if your annuity value falls to zero

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Annuity Find Agent

Take control of your future

You've spent a lifetime saving for retirement. We're here to help make it last.

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Footer Disclaimer

American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

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Copyright© 2020 American National Insurance Company, Galveston, Texas. All rights reserved.

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