We offer many different types of life insurance to suit a variety of needs and situations.
How you would like to provide for your loves ones is up to you.
Like Whole Life, Universal Life is considered a permanent life insurance policy. So what's different? Universal Life gives you the flexibility to adjust both your payments and payout amounts as your journey unfolds.
You may be able to adjust how much you pay into your policy as long as you keep enough available cash value
You have the ability to increase or decrease your death benefits
You can borrow against a portion of your policy's cash value to help you pay for the unexpected
Riders help you customize your policy with options like disability waivers, extending coverage and covering your kids
Whether you only need coverage to a certain age or a guarantee that can last a lifetime, you can select the guarantees that work for you.
If your circumstances change or you no longer need life insurance, the Guaranteed Cash-Out Rider may be your way to restore financial stability.
Should you become terminally ill, a full or partial accelerated death benefit may be available to you, providing an unrestricted cash benefit for you to use for any purpose.
The cost of your policy will stay the same so you know what to expect.
Although not guaranteed, we have a history of paying dividends to our policy holders.
Feel good knowing your loved ones will receive their benefits on the terms you've defined.
If you get your life insurance policy up and running right now, you can rest easy knowing your loved ones are well taken care of.
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American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, health insurance, credit insurance, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.
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