While Medicare provides a vital service to millions of senior citizens, many medical costs are not covered by Medicare and may become the personal financial responsibility of the individual. For many seniors, the unanticipated out-of-pocket expenses due to medical treatment or hospitalization could prove to be a tremendous financial hardship.
American National’s supplemental Medicare insurance plans help senior citizens pay expenses not covered by traditional Medicare coverage. The plans pay regardless of any other insurance you may have, and the plans cover health conditions immediately with no exclusion for pre-existing conditions. Some plans cover Part A and Part B deductibles and coinsurance amounts for skilled nursing care confinement in a Medicare-approved facility.