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Recreational Vehicles

Live the Adventure

Living your life your way means a lot to you. You want to make the most of your recreational investment and that means taking it on the road. An American National agent will take the time to sit down with you to help you create a flexible insurance policy to protect the things that allow you to live the adventure.

Protection for some of your favorite things:

  • Collector Cars
  • Motorcycles
  • Watercraft
  • RVs
  • Off-road vehicles


Choose watercraft coverage that offers protection for boats, personal watercraft and boat trailers, including:

  • Loss or damage to watercraft
  • No depreciation on motors
  • Coverage for added equipment and accessories
  • Liability for bodily injury or property damage
  • Personal property protection
  • Emergency service coverage and wreck removal
  • Medical expenses, including guests

Collector Cars

Our collector car insurance was designed by car buffs for car buffs, with benefits including:

  • Agreed value coverage
  • Generous annual mileage
  • Repair facility of your choice
  • Coverage for vehicles under construction
  • Spare parts coverage
  • Multi-car discount
  • Rental car expenses and 24-hour roadside assistance


We have you covered when you are touring America’s highways and byways on two wheels. Our motorcycle coverage includes:

  • Liability
  • Medical payments
  • Uninsured motorist protection
  • Comprehensive and collision
  • Extended coverage for accessories
  • 24-hour towing and roadside assistance
  • Motorcycle group member discounts
  • Extended coverage for helmets and apparel
  • Trikes and vintage motorcycles


Home is where your heart is, even if it is on wheels.

We understand the special coverage needs for your RV, including:

  • GAP coverage
  • Emergency travel expenses
  • Personal effects
  • Rental car expense, 24-hour towing and roadside assistance

Off-Road Vehicles

  • Coverage for off-road vehicles such as ATVs, snowmobiles and golf carts

Excellent Claims Service - We’re available 24/7 to report a claim and help get you on your way.

Rewards and Discounts - Save money while having fun. Ask about CashbackSM rewards, a safety course discount or a three line discount. Get rewarded for your smart thinking.

Personalized Service - American National agents can provide you with an array of insurance products – home, business, farm, auto and more – one-stop shopping! So reach out today to learn more about the benefits of a dedicated agent and American National insurance.

Go Paperless
Go Paperless1 with your Watercraft, Motorcycle or RV policy documents today and avoid more paper cluttering up your life.

When you enroll in paperless you’ll be able to access your policy documents online whenever and wherever you need them.

Going paperless with your policy is easy, log into your account and look for the ‘Paperless Enrollment’ link (you may need to register if you haven’t already). To learn more about going paperless with your American National policy visit our Paperless FAQ page.


1Not available in CT, MA, ME, NH, NJ, RI, VT or NY.