We applied a credit to all New Mexico Personal Auto policy premiums from June 2020 through December 2020. A 10% credit was provided for the months of June 2020 through September 2020, followed by a 5% credit for the months of October 2020 through December 2020. How and when these credits were applied varies based on your payment plan and billing schedule. If you have any questions, reach out to your local American National agent or our customer service center at (855) 618-0645.