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Life Insurance | American National
Universal Life
Indexed Universal Life
Guaranteed Universal Life
Whole Life

Life Insurance

The minute you realize that someone depends on you, everything changes. Life Insurance gives you the peace of mind to know you'll always be there for your loved ones.

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We can help find an insurance policy that fits you.

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VIEW PRODUCTS | >

Find insurance for every stage of life.

VIEW PRODUCTS
FIND AN AGENT | >

We can help find an insurance policy that fits you.

FIND AN AGENT
VIEW PRODUCTS | >

Find insurance for every stage of life.

VIEW PRODUCTS
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Life Centered

Choice is a good thing

We offer many different types of life insurance to suit a variety of needs and situations.
How you would like to provide for your loves ones is up to you.

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Universal Life

Universal Life

More flexibility but the same lifelong coverage

Like Whole Life, Universal Life is considered a permanent life insurance policy. So what's different? Universal Life gives you the flexibility to adjust both your payments and payout amounts as your journey unfolds.

Flexible Premiums

You may be able to adjust how much you pay into your policy as long as you keep enough available cash value

Flexible Benefits

You have the ability to increase or decrease your death benefits

Loan Access

You can borrow against a portion of your policy's cash value to help you pay for the unexpected

Optional Riders

Riders help you customize your policy with options like disability waivers, extending coverage and covering your kids

Universal Life policy values are interest-rate sensitive. Interest crediting rates are set by the insurer and subject to policy-specific requirements.
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Indexed Universal Life

Indexed Universal Life

Earning opportunities that you can pass on

Your policy can be tied to a particular stock index, such as the S&P 500®, and earn credited interest based on its performance. As an added benefit, your policy will never be credited a negative interest rate.


  1. Flexible Premiums - you may be able to make adjustments to your payments as long as your policy has enough value
  2. Flexible Benefits - Policies may allow you to increase or decrease certain benefits
  3. Loan Access - You can borrow against a portion of your policy in order to meet unexpected financial needs
  4. Optional Riders - Many policies offer riders that can be customized to help you accelerate benefits, change and even extend your coverage

Indexed Universal Life policy values are interest-rate sensitive. Interest crediting rates are set by the insurer and subject to policy-specific requirements.

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Guaranteed Universal Life

Guaranteed Universal Life

There when you need it


Customize the Length of Your Guaranteed Death Benefit

Whether you only need coverage to a certain age or a guarantee that can last a lifetime, you can select the guarantees that work for you.

Cash out the Policy at a Later Date if Your Needs Change

If your circumstances change or you no longer need life insurance, the Guaranteed Cash-Out Rider may be your way to restore financial stability.

Ease Financial Strain by Accelerating the Death Benefit

Should you become terminally ill, a full or partial accelerated death benefit may be available to you, providing an unrestricted cash benefit for you to use for any purpose.

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Whole Life

Whole Life

A lifetime of protection

With our Whole Life options, you can help make sure your loved ones receive guaranteed benefits after you're gone - no matter when that is.


Fixed Premium

The cost of your policy will stay the same so you know what to expect.

Dividends Options

Although not guaranteed, we have a history of paying dividends to our policy holders.

Fixed Benefits

Feel good knowing your loved ones will receive their benefits on the terms you've defined.

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Life Find Agent

Talk to an agent today

If you get your life insurance policy up and running right now, you can rest easy knowing your loved ones are well taken care of.

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Footer Disclaimer

American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and its subsidiaries and affiliates. Other products and services referenced in this website, such as life insurance, annuities, health insurance, credit insurance, and pension products, are written through multiple companies. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for its own products and services and is not responsible for the products and services provided by the other companies.

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