Employee Benefits

Rewarding Work Rewarded

At American National, taking care of business starts with taking care of our employees. We want you to be at your best, in and out of the office. We offer a comprehensive benefits program that supports your efforts to maintain a healthy work-life balance. We encourage our employees to take full advantage of American National’s benefits and resources to ensure their health, well-being and financial fitness.

Comprehensive benefits including health coverage

We offer employees a solid program of benefits so you don’t have to worry about being covered when you need it:

  • Medical. Our medical options allow you to select a plan which best meets your needs; they provide major medical, prescription, hospital stay and preventive coverage for you and your dependents
  • Dental. American National offers Guardian Life dental coverage
  • Vision. American National offers a network of preferred providers through VSP Choice Network
  • Insurance. Life insurance, short-term and long-term disability, and accidental death and dismemberment (with an option for employee-paid supplemental coverage)

You can pay for qualified medical and dependent care expenses with your pre-tax dollars. Flexible spending accounts are available to all employees, whether you participate in a medical plan or not. Employees covered under our high deductible health plan can set up a health savings account to pay for medical, dental and vision expenses. Some benefits may require employee contributions.

Make wellness a part of every day

Take advantage of different wellness programs to help you maintain a healthy lifestyle: health risk assessments, employee fitness centers, fitness membership discounts, exercise classes, weight management programs and more (activities may vary by location).

Personal difficulties don’t just affect you at home. Through American National’s cost-free Employee Assistance Program, you and members of your household have access to programs to help address significant issues and improve the quality of your life.

It’s your time

Beginning on your first day, if eligible, you can earn and can use Paid Time Off. PTO provides a bank of days off with pay (new employees receive 15) that you can use for any purpose: illness, vacation, personal time, doctor or dentist visits, to care for dependents or just because.

American National observes eight paid holidays. Eligible employees also receive three paid floating holidays to use during the year.

Planning for the future

It’s never too early to plan for retirement. We encourage you to participate in American National’s 401(k) plan where you defer a percentage of your annual income into the plan for your retirement. The company also contributes to your plan: up to 4 percent of your annual income every year.

Lifelong learning

Education is a key to keeping stimulated, challenged and achieving greater success. We offer effective, dynamic ways to continue your professional development in the insurance industry and your field, including classroom training, webinars and online education. We offer a generous tuition reimbursement package for employees pursuing a career-related degree at advanced educational institutions.

Giving back: community service

At American National, we believe in making the world a better place, starting with our local communities. We offer different ways for employees to donate time and money to local civic groups and organizations. We are proud supporters of United Way and hold fundraisers for the organization that sponsors so many of the organizations dear to our hearts.

Building a professional network

It’s important to meet other professionals who share your interests. American National offers opportunities to attend industry or professional functions. It’s not just about work: American National also holds social functions for meeting with fellow employees and sponsors team sports.